A payment extension request tells companies you owe that you need a bit more time to make your next payment. This is also known as a "temporary hardship" request.
You should use this request if you are facing a temporary hardship that's preventing you from making your payments (such as losing your job, a natural disaster, or a health emergency). You can use this request for debt payments and other bills you might owe, such as utilities, rent, and health care.
Please note that most companies will only accept certain reasons for hardship requests and may only be able to pause payments for a certain amount of time. It's important that you add as many details as possible to your request to get your request approved.